Gold Calculators
Gold Investment Return Calculator
Estimate future value of a lump sum or monthly gold SIP.
Rates as on 29 September 2026 · Updated 29 September 2026
Today’s 22K / 24K (Delhi)
₹13,689 / ₹14,933
per gram, excl. GSTGold Investment Return Calculator
Project the value of a gold lump sum or SIP (ETF / fund) at an assumed annual gold price growth, with post-tax estimate.
How it works
Future value = lump sum × (1 + g)years + monthly SIP compounded at the equivalent monthly rate. Tax shown at 12.5% LTCG; ETFs need 12 months and physical/digital gold and gold funds 24 months to qualify as long-term. Gold returns are not guaranteed.
Today’s rates used
| City | 24K / g | 22K / g | 18K / g |
|---|---|---|---|
| Mumbai | ₹14,880 | ₹13,640 | ₹11,160 |
| Delhi | ₹14,933 | ₹13,689 | ₹11,200 |
| Bangalore | ₹14,944 | ₹13,698 | ₹11,208 |
| Chennai | ₹14,833 | ₹13,596 | ₹11,125 |
| Hyderabad | ₹14,833 | ₹13,596 | ₹11,125 |
| Kolkata | ₹14,986 | ₹13,737 | ₹11,240 |
| Pune | ₹14,880 | ₹13,640 | ₹11,160 |
| Ahmedabad | ₹14,938 | ₹13,692 | ₹11,204 |
Gold rates are indicative market references (29 September 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell gold.