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Price, Charges & Tax

Factors Affecting Gold Price in India

Why gold rates change every day.

Rates as on 29 September 2026 · Updated 29 September 2026
Today’s 22K / 24K (Delhi)
₹13,689 / ₹14,933
per gram, excl. GST
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Overview

Indian gold prices follow the international price in US dollars, converted at the rupee exchange rate and adjusted for import duty, GST and local demand. Global and domestic factors therefore both matter.

ParticularDetails
Global benchmarkLBMA / COMEX price in USD per troy ounce
CurrencyUSD/INR exchange rate
Taxes6% import duty + 3% GST
Domestic marketIBJA reference, MCX futures, local associations

Key factors

International price

Gold is priced globally in dollars; Indian rates move with it.

Rupee vs dollar

A weaker rupee makes imported gold costlier.

Interest rates

Higher real interest rates usually weigh on gold.

Inflation

Gold is a traditional inflation hedge.

Central-bank buying

Large purchases by central banks, including RBI, support prices.

Geopolitics

Wars and crises trigger safe-haven buying.

Duties & taxes

Import-duty changes shift domestic prices instantly.

Seasonal demand

Weddings, Akshaya Tritiya, Dhanteras and Diwali lift demand and premiums.

Local premium/discount

Supply at the city level adds small differences between cities.

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Frequently asked questions

Why do rates differ between cities?

Local transport, octroi-like levies, association pricing and demand create small differences.

Does the stock market affect gold?

Often inversely during market stress, as investors seek safety.

Gold rates are indicative market references (29 September 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell gold.