Silver Mutual Funds (Fund of Funds)
SIP into silver ETFs without a demat account.
Rates as on 29 September 2026 · Updated 29 September 2026Overview
Silver FoFs invest in silver ETFs and allow SIPs from about ₹100–₹500 without a demat account. Costs are slightly higher because you pay the ETF’s and the FoF’s expenses.
| Particular | Details |
|---|---|
| Min SIP | ≈₹100–₹500 |
| Demat | Not required |
| Tax | LTCG 12.5% after 24 months |
ETF vs FoF
| Feature | Silver ETF | Silver FoF |
|---|---|---|
| Demat | Required | Not required |
| Cost | Lower | Slightly higher |
| Pricing | Real-time | End-of-day NAV |
| SIP | Via broker | Direct with AMC |
Frequently asked questions
Are silver funds safe?
They are SEBI-regulated but carry silver-price risk.
Silver rates are indicative market references (29 September 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell silver.