Ways to Invest in Silver
Digital Silver
Buy silver online from ₹1 — unregulated, so understand the risks.
Rates as on 29 September 2026 · Updated 29 September 2026
Today’s silver (Delhi)
₹2,40,000/kg
₹240 per gram, excl. GSTOverview
Digital silver is sold by apps and fintech platforms, which store equivalent physical silver with a vault partner. Like digital gold, it is not regulated by SEBI or RBI; SEBI’s November 2025 caution on unregulated digital precious-metal products applies. Regulated alternatives are silver ETFs, silver FoFs and exchange-traded silver contracts.
| Particular | Details |
|---|---|
| Minimum | ≈₹1–₹10 |
| GST | 3% |
| Regulation | Unregulated |
| Spread | Buy–sell gap of a few percent |
| Delivery | Coins/bars with making & delivery charges |
Risks
- No regulator or investor-protection mechanism
- Counterparty / platform risk
- Storage limits and fees on some platforms
- 3% GST + spread increases break-even
Frequently asked questions
Is digital silver safe?
It is backed by vaulted silver but outside SEBI/RBI regulation.
Silver rates are indicative market references (29 September 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell silver.