Buying, Selling & Borrowing
Silver vs Gold — Which is Better?
Returns, risk, uses and the gold-silver ratio.
Rates as on 29 September 2026 · Updated 29 September 2026
Today’s silver (Delhi)
₹2,40,000/kg
₹240 per gram, excl. GSTOverview
Gold is primarily a store of value; silver is part precious, part industrial metal. Silver is far cheaper per gram, which makes it accessible, but it is also more volatile. Many investors hold a smaller silver allocation alongside gold.
| Particular | Details |
|---|---|
| Price per gram (29 Sep 2026) | Silver ≈ ₹240; 24K gold ≈ ₹14,880 |
| Gold–silver ratio | ≈ 62 (gold price ÷ silver price) |
| Volatility | Silver higher |
| Industrial use | Silver: >50% of demand |
Comparison
| Feature | Gold | Silver |
|---|---|---|
| Main role | Store of value | Industrial + store of value |
| Volatility | Lower | Higher |
| Storage | Compact | Bulky for large values |
| Regulated paper options | ETF, FoF, SGB (secondary) | ETF, FoF |
| Loans | Gold loans | Silver loans from April 2026 |
| Tax | 12.5% LTCG | 12.5% LTCG |
Compare with today’s gold price: Gold Rate in India →
Frequently asked questions
Why is silver cheaper than gold?
Silver is far more abundant — roughly 7–8 times more is mined each year.
Silver rates are indicative market references (29 September 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell silver.