YES Bank Credit Cards 2026
Private bank offering premium (Marquee, RESERV) and RuPay UPI-focused cards. Compare 5 cards by fees, rewards, lounge access and eligibility, plus customer care and bill payment details.
Card terms checked 30 September 2026YES Bank credit cards
Best YES Bank card by need
| Need | Card | Annual fee | Why |
|---|---|---|---|
| Cashback | Kiwi YES Bank RuPay Credit Card (Klick) | Free | UPI spends on credit |
| Rewards | YES Bank Marquee | ₹4,999 | High online spenders |
| Travel | YES Bank Marquee | ₹4,999 | High online spenders |
| Lounge access | YES Bank Marquee | ₹4,999 | High online spenders |
| Shopping | YES Bank POP-CLUB | ₹399 | POP app shoppers using UPI |
| Lifetime free | Kiwi YES Bank RuPay Credit Card (Klick) | Free | UPI spends on credit |
| Premium | YES Bank Marquee | ₹4,999 | High online spenders |
| RuPay on UPI | Kiwi YES Bank RuPay Credit Card (Klick) | Free | UPI spends on credit |
Compare all YES Bank cards
| Card | Joining / annual fee | Reward rate | Lounge | Forex markup | Net value on ₹3 lakh/yr spend* |
|---|---|---|---|---|---|
| YES Bank Marquee | ₹9,999 / ₹4,999 | 2.25% base value | Unlimited international + 24 domestic/year | 1.00% | ₹851 |
| Kiwi YES Bank RuPay Credit Card (Klick) | Free / Free | 1.50% base value | Only with Neon at milestones | — | ₹4,500 |
| YES Bank POP-CLUB | Free / ₹399 | See card page | — | — | — |
| YES Prosperity Rewards | ₹499 / ₹499 | See card page | — | 3.40% | — |
| YES Bank RESERV | ₹2,499 / ₹2,499 | See card page | 3 domestic/quarter + 6 international/year | 1.75% | — |
* Base reward value on ₹3 lakh of yearly spends minus annual fee + 18% GST (fee treated as waived when the published waiver threshold is ₹3 lakh or less). Accelerated categories, caps and exclusions change the real value — see each card page.
Customer care
| Service | Number |
|---|---|
| Toll-free (most cards) | 1800 103 1212 |
| Toll-free (general / Marquee, Reserv, YES First) | 1800 103 6000 |
| Toll-free | 1800 1200 |
| YES Private toll-free | 1800 121 4444 |
| Overseas (chargeable) | +91 22 5079 5101 |
Bill payment
- YES net banking / iris app
- NEFT/IMPS/UPI: IFSC YESB0CMSNOC, beneficiary = 16-digit card number
- Auto-debit standing instruction
- BillDesk
- CRED / third-party apps
- Kiwi app (Kiwi cards)
Eligibility
| Criterion | YES Bank |
|---|---|
| Age | 21-60 |
| Income | Rs25,000/month salaried; Rs5 lakh p.a. self-employed |
| Documents | PAN/Aadhaar/Passport/DL, Address proof, 3-month bank statement / salary slips / Form 16 / audited financials |
Frequently asked questions
Which YES Bank credit card is best?
It depends on how you spend. By base reward value, YES Bank Marquee ranks first among the cards we track; for no fees, Kiwi YES Bank RuPay Credit Card (Klick). Use the comparison table and the value calculator on each card page.
What is the YES Bank credit card customer care number?
Toll-free (most cards): 1800 103 1212; Toll-free (general / Marquee, Reserv, YES First): 1800 103 6000.
How do I pay my YES Bank credit card bill?
YES net banking / iris app; NEFT/IMPS/UPI: IFSC YESB0CMSNOC, beneficiary = 16-digit card number; Auto-debit standing instruction.
What is the eligibility for a YES Bank credit card?
Age 21-60. Income: Rs25,000/month salaried; Rs5 lakh p.a. self-employed.
Compiled from YES Bank’s published card terms and reputable card-review sources (per-card source and date on each card page). FinancePortal is not affiliated with YES Bank.