IDBI Bank Credit Cards 2026
IDBI Bank issues RuPay and Visa cards, some against fixed deposits. Compare 5 cards by fees, rewards, lounge access and eligibility, plus customer care and bill payment details.
Card terms checked 30 September 2026IDBI Bank credit cards
Best IDBI Bank card by need
| Need | Card | Annual fee | Why |
|---|---|---|---|
| Rewards | IDBI Bank Aspire Platinum | Free | No-fee everyday card |
| Travel | IDBI Bank Euphoria World | ₹1,499 | Top-tier IDBI card for travel spends |
| Lounge access | IDBI Bank Winnings RuPay Select | ₹899 | RuPay card with lounge access and UPI |
| Fuel | IDBI Bank Aspire Platinum | Free | No-fee everyday card |
| Lifetime free | IDBI Bank Aspire Platinum | Free | No-fee everyday card |
| Premium | IDBI Bank Euphoria World | ₹1,499 | Top-tier IDBI card for travel spends |
| Secured (FD) | IDBI Bank Imperium Platinum | ₹499 | Secured card against FD (min Rs 20,000; limit up to 85% of FD) |
| RuPay on UPI | IDBI Bank Winnings RuPay Select | ₹899 | RuPay card with lounge access and UPI |
Compare all IDBI Bank cards
| Card | Joining / annual fee | Reward rate | Lounge | Forex markup | Net value on ₹3 lakh/yr spend* |
|---|---|---|---|---|---|
| IDBI Bank Aspire Platinum | Free / Free | See card page | — | 3.50% | — |
| IDBI Bank Imperium Platinum | ₹499 / ₹499 | See card page | — | 3.50% | — |
| IDBI Bank Winnings RuPay Select | Free / ₹899 | See card page | Domestic 2/quarter; international 2/half-year | 3.50% | — |
| IDBI Bank Euphoria World | ₹1,499 / ₹1,499 | See card page | Access to select domestic airport lounges | 3.50% | — |
| IDBI Bank Royale Signature | Free / — | See card page | — | — | — |
* Base reward value on ₹3 lakh of yearly spends minus annual fee + 18% GST (fee treated as waived when the published waiver threshold is ₹3 lakh or less). Accelerated categories, caps and exclusions change the real value — see each card page.
Customer care
| Service | Number |
|---|---|
| Toll-free 24x7 | 1800-425-7600 |
| Chargeable | 022-4042-6013 |
| Grievance Redressal Officer | 022-6655 2133 |
Bill payment
- IDBI net banking
- IDBI mobile app
- Auto-pay / standing instruction
- NEFT (IFSC IBKL0NEFT01, card number as account)
- BBPS / UPI apps
- Visa Money Transfer
Eligibility
| Criterion | IDBI Bank |
|---|---|
| Age | 21-60 (65 for self-employed); add-on 18+; Imperium 18+ against FD |
| Income | Not published; Imperium issued against FD of min Rs 20,000 |
| Documents | ID proof (PAN/Aadhaar/passport/voter ID), Address proof, Income proof (3 months salary slips / bank statement / ITR / Form 16) |
Frequently asked questions
Which IDBI Bank credit card is best?
It depends on how you spend. By base reward value, IDBI Bank Aspire Platinum ranks first among the cards we track; for no fees, IDBI Bank Aspire Platinum. Use the comparison table and the value calculator on each card page.
What is the IDBI Bank credit card customer care number?
Toll-free 24x7: 1800-425-7600; Chargeable: 022-4042-6013.
How do I pay my IDBI Bank credit card bill?
IDBI net banking; IDBI mobile app; Auto-pay / standing instruction.
What is the eligibility for a IDBI Bank credit card?
Age 21-60 (65 for self-employed); add-on 18+; Imperium 18+ against FD. Income: Not published; Imperium issued against FD of min Rs 20,000.
Compiled from IDBI Bank’s published card terms and reputable card-review sources (per-card source and date on each card page). FinancePortal is not affiliated with IDBI Bank.