Axis Bank Credit Cards 2026
Fourth-largest issuer; took over Citibank India’s card portfolio in 2023. Compare 9 cards by fees, rewards, lounge access and eligibility, plus customer care and bill payment details.
Card terms checked 30 September 2026Axis Bank credit cards
More Axis Bank cards
Best Axis Bank card by need
| Need | Card | Annual fee | Why |
|---|---|---|---|
| Cashback | Axis Bank ACE | ₹499 | Flat cashback on all spends plus bill payments via GPay |
| Rewards | Axis Bank Atlas | ₹5,000 | Travellers transferring miles to airline/hotel partners |
| Travel | Axis Bank Atlas | ₹5,000 | Travellers transferring miles to airline/hotel partners |
| Lounge access | Axis Bank Atlas | ₹5,000 | Travellers transferring miles to airline/hotel partners |
| Fuel | IndianOil Axis Bank | ₹500 | IndianOil fuel buyers wanting a RuPay card |
| Shopping | Flipkart Axis Bank | ₹500 | Flipkart and Myntra shoppers |
| Premium | Axis Bank Atlas | ₹5,000 | Travellers transferring miles to airline/hotel partners |
| RuPay on UPI | IndianOil Axis Bank | ₹500 | IndianOil fuel buyers wanting a RuPay card |
Compare all Axis Bank cards
| Card | Joining / annual fee | Reward rate | Lounge | Forex markup | Net value on ₹3 lakh/yr spend* |
|---|---|---|---|---|---|
| Axis Bank Atlas | ₹5,000 / ₹5,000 | 2.00% base value | Silver: 8 domestic + 4 intl; Gold: 12 + 6; Platinum: 18 + 12 per year | 3.50% | ₹100 |
| Axis Bank ACE | ₹499 / ₹499 | 1.50% base value | 4 domestic visits/yr on Rs 50,000 spend in prior 3 months | — | ₹4,500 |
| Flipkart Axis Bank | ₹500 / ₹500 | 1.00% base value | None standard | — | ₹2,410 |
| Airtel Axis Bank | ₹500 / ₹500 | 1.00% base value | None (domestic lounge visits discontinued Apr 2026) | — | ₹2,410 |
| Axis Bank Privilege | ₹1,500 / ₹1,500 | 1.00% base value | 2 domestic lounge visits/quarter with Rs 50,000 quarterly spend | — | ₹1,230 |
| Axis Bank MY Zone | ₹500 / ₹500 | 0.40% base value | 1 domestic visit/quarter on Rs 50,000 spend in previous 3 months | 3.50% | ₹610 |
| IndianOil Axis Bank | ₹500 / ₹500 | 0.20% base value | None standard | — | ₹10 |
| Axis Bank Magnus | ₹12,500 / ₹12,500 | See card page | Unlimited international via Priority Pass; domestic on Rs 50,000 quar… | 2.00% | — |
| Axis Magnus for Burgundy | — / — | See card page | — | — | — |
* Base reward value on ₹3 lakh of yearly spends minus annual fee + 18% GST (fee treated as waived when the published waiver threshold is ₹3 lakh or less). Accelerated categories, caps and exclusions change the real value — see each card page.
Customer care
| Service | Number |
|---|---|
| Credit card toll-free | 1800 103 5577 / 1800 209 5577 |
| Credit card (chargeable) | 1860 419 5555 / 1860 500 5555 |
| 24x7 emergency from abroad | +91 22 6798 7700 |
| WhatsApp banking | 70361 65000 |
Bill payment
- Axis Internet Banking / Mobile app
- NEFT: IFSC UTIB0000400, beneficiary account = 16-digit card number, name as on card (clears in 1 working day)
- IMPS (mobile 9619919900, MMID 9211400 per paisabazaar - verify)
- Visa Money Transfer (2 working days)
- Other-bank internet banking / BillDesk (3 working days)
- Non-Axis cheque (3-5 working days)
Eligibility
| Criterion | Axis Bank |
|---|---|
| Age | 18-70 (card-specific) |
| Documents | PAN, Aadhaar / address proof, Salary slip or ITR / bank statement |
Frequently asked questions
Which Axis Bank credit card is best?
It depends on how you spend. By base reward value, Axis Bank Atlas ranks first among the cards we track; for no fees, look for fee-waiver conditions. Use the comparison table and the value calculator on each card page.
What is the Axis Bank credit card customer care number?
Credit card toll-free: 1800 103 5577 / 1800 209 5577; Credit card (chargeable): 1860 419 5555 / 1860 500 5555.
How do I pay my Axis Bank credit card bill?
Axis Internet Banking / Mobile app; NEFT: IFSC UTIB0000400, beneficiary account = 16-digit card number, name as on card (clears in 1 working day); IMPS (mobile 9619919900, MMID 9211400 per paisabazaar - verify).
What is the eligibility for a Axis Bank credit card?
Age 18-70 (card-specific).
Compiled from Axis Bank’s published card terms and reputable card-review sources (per-card source and date on each card page). FinancePortal is not affiliated with Axis Bank.