Union Bank of India Credit Cards 2026
Public-sector bank issuing RuPay and Visa cards including the UNI-CARBON card. Compare 5 cards by fees, rewards, lounge access and eligibility, plus customer care and bill payment details.
Card terms checked 30 September 2026Union Bank of India credit cards
Best Union Bank of India card by need
| Need | Card | Annual fee | Why |
|---|---|---|---|
| Cashback | Union UNI-CARBON | ₹550 | HPCL fuel spenders |
| Rewards | Union Bank RuPay Select | ₹550 | Low-fee RuPay card with lounge and UPI |
| Lounge access | Union Bank RuPay Select | ₹550 | Low-fee RuPay card with lounge and UPI |
| Fuel | Union Bank RuPay Select | ₹550 | Low-fee RuPay card with lounge and UPI |
| Premium | Union Bank VISA Signature | ₹1,999 | Flat 1% value rewards |
| RuPay on UPI | Union Bank RuPay Select | ₹550 | Low-fee RuPay card with lounge and UPI |
Compare all Union Bank of India cards
| Card | Joining / annual fee | Reward rate | Lounge | Forex markup | Net value on ₹3 lakh/yr spend* |
|---|---|---|---|---|---|
| Union Bank RuPay Select | Free / ₹550 | 1.00% base value | Domestic 8/yr (2/quarter); international 2/yr | 3.00% | ₹3,000 |
| Union Bank VISA Signature | Free / ₹1,999 | 1.00% base value | — | 3.00% | ₹3,000 |
| Union UNI-CARBON | ₹499 / ₹550 | 0.50% base value | — | 3.00% | ₹851 |
| Union Bank DIVAA ICON | Free / ₹1,499 | See card page | Domestic 2/quarter; international 2/year | 3.00% | — |
| Union Bank UNICORN | ₹2,400 / ₹2,400 | See card page | — | 3.00% | — |
* Base reward value on ₹3 lakh of yearly spends minus annual fee + 18% GST (fee treated as waived when the published waiver threshold is ₹3 lakh or less). Accelerated categories, caps and exclusions change the real value — see each card page.
Customer care
| Service | Number |
|---|---|
| Toll-free 24x7 | 1800 425 1515 |
| Toll-free 24x7 | 1800 208 2244 |
| Toll-free 24x7 | 1800 425 3555 |
| WhatsApp (UV Connect) | 9666606060 |
Bill payment
- UPI
- BillDesk
- NEFT/RTGS/IMPS
- Standing instruction (auto-debit)
- Union net banking
- BBPS
Eligibility
Frequently asked questions
Which Union Bank of India credit card is best?
It depends on how you spend. By base reward value, Union Bank RuPay Select ranks first among the cards we track; for no fees, look for fee-waiver conditions. Use the comparison table and the value calculator on each card page.
What is the Union Bank of India credit card customer care number?
Toll-free 24x7: 1800 425 1515; Toll-free 24x7: 1800 208 2244.
How do I pay my Union Bank of India credit card bill?
UPI; BillDesk; NEFT/RTGS/IMPS.
What is the eligibility for a Union Bank of India credit card?
Income criteria vary by card; see the eligibility page.
Compiled from Union Bank of India’s published card terms and reputable card-review sources (per-card source and date on each card page). FinancePortal is not affiliated with Union Bank of India.