How to Invest & Withdraw
Redeeming / Withdrawing Mutual Funds
How and when you get your money back.
Updated 30 September 2026 · SEBI rules as of 2026
Liquid funds
Next business day (T+1)
How to Invest & WithdrawOverview
Open-ended units can be redeemed on any business day via the AMC, RTA, MF Central or your platform. Proceeds go only to your registered bank account.
| Particular | Details |
|---|---|
| Liquid funds | Next business day (T+1) |
| Equity funds | Generally T+2 or earlier |
| Debt funds | T+1 to T+2 |
| Instant redemption | Liquid funds — up to ₹50,000 or 90%, whichever lower |
| Exit load | As per scheme |
Steps
- Log inAMC / platform
- Select folio & schemeUnits or amount
- ConfirmOTP
- ReceiveCredit to registered bank account
Frequently asked questions
Can redemption go to another bank account?
No — only to registered bank accounts.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Information is educational and may change with SEBI / tax rules — verify with the AMC, AMFI or SEBI. FinancePortal is not an investment adviser.