How to Invest & Withdraw
Cut-off Time & Applicable NAV
Which day’s NAV you get for purchases and redemptions.
Updated 30 September 2026 · SEBI rules as of 2026
Equity / debt purchase
3:00 pm (funds realised)
How to Invest & WithdrawOverview
For purchases, NAV applies only when money reaches the scheme’s account before the cut-off time. Redemption cut-offs decide the NAV for sale.
| Particular | Details |
|---|---|
| Equity / debt purchase | 3:00 pm (funds realised) |
| Liquid & overnight purchase | 1:30 pm (funds realised; previous day’s NAV) |
| Redemption (most schemes) | 3:00 pm |
Tips
- Pay early in the day for same-day NAV
- UPI/net banking realise faster than NACH
- Holidays shift NAV to next business day
Frequently asked questions
I paid at 2 pm but got next day NAV — why?
Funds must be realised by the AMC before cut-off, not just debited from your account.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Information is educational and may change with SEBI / tax rules — verify with the AMC, AMFI or SEBI. FinancePortal is not an investment adviser.