Mutual Fund Calculators
Goal SIP Calculator
Monthly SIP needed to reach a future goal, adjusted for inflation.
Updated 30 September 2026 · SEBI rules as of 2026
Free calculator
Plan in seconds
Assumed returns, not guaranteed
Goal SIP Calculator
Enter today’s cost of the goal, years to go, inflation and expected return to get the required SIP.
Formula
Future goal = cost × (1 + inflation)^years; SIP = Future goal ÷ {[((1 + i)^n − 1) ÷ i] × (1 + i)}.
| Category | Commonly used planning assumption |
|---|---|
| Equity index / flexi cap | 10–12% (long-term assumption) |
| Hybrid | 8–10% |
| Debt funds | 6–7.5% |
| Liquid funds | ≈ repo-linked short-term rates |
Planning assumptions only — not a forecast. Returns vary with markets.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Information is educational and may change with SEBI / tax rules — verify with the AMC, AMFI or SEBI. FinancePortal is not an investment adviser.