PMAY-Gramin 2024-29: Rural Housing Scheme
₹1.20 – 1.30 lakh assistance for rural pucca houses, Awaas+ 2024 survey, eligibility and how to check your status.
Updated 30 September 2026 · 17 lenders trackedWhat you need to know
PMAY-Gramin gives financial assistance to rural families without a pucca house to build one. In August 2024 the Cabinet extended it for FY 2024-25 to 2028-29 to build 2 crore more houses, taking the cumulative target to 2.95 crore, with an outlay of ₹3,06,137 crore (Centre ₹2,05,856 crore; States ₹1,00,281 crore).
Assistance per house
| Component | Amount |
|---|---|
| Plains | ₹1.20 lakh |
| North-Eastern states, Himachal Pradesh, Uttarakhand, J&K, Ladakh | ₹1.30 lakh |
| MGNREGA convergence | 90 days of unskilled wage employment (PIB Nov 2024 cites 95 days) |
| Toilet (SBM-G) | Up to ₹12,000 |
Who is selected
- Families on the SECC 2011 Permanent Wait List and the Awaas+ 2018 and Awaas+ 2024 surveys (including a self-survey app).
- Exclusion criteria were cut from 13 to 10; the income threshold rose to ₹15,000 a month, and owning a two-wheeler or fishing boat no longer excludes a family.
- Final lists are verified by the gram sabha.
Check status
- Portalpmayg.nic.in → AwaasSoft → beneficiary search by registration number or name.
- AppAwaas+ 2024 app or UMANG.
- Gram panchayatAsk the panchayat secretary or block office.
Frequently asked questions
Can a rural family also take a bank loan?
Yes. Families can take a housing loan for amounts beyond the grant; some banks offer small rural housing loans.
Is PMAY-G paid in one go?
No, it is released in instalments linked to construction stages, verified by geo-tagged photos.
For information and comparison only. Loan terms, rates and rules change — confirm with the lender and read the Key Facts Statement before borrowing.