Kotak Mahindra Bank · Entry-level, Lifetime free, Rewards
Kotak League Platinum Credit Card
Best for entry-level free card.
Terms as of 2026-09 · Checked 30 September 2026Annual fee
Free
Joining FreeKotak League Platinum Credit Card at a glance
Joining feeFree
Annual feeFree
Base reward valueSee rewards
Forex markup—
Network—
IssuerKotak Mahindra Bank
CategoryEntry-level
Fee waiverNo joining or annual fee (per official fees page title)
Who it suits: Entry-level free card
Rewards & cashback
Travel, lounge & fuel benefits
Fees & charges
| Charge | Amount |
|---|---|
| Joining fee | Free + GST |
| Annual / renewal fee | Free + GST |
| Fee waiver | No joining or annual fee (per official fees page title) |
| Finance charge | Typically about 3.5%–3.75% per month on revolved balances (lower on some premium and secured cards) — see MITC |
| Cash withdrawal | Usually 2.5% (min ₹500) + interest from day one |
| Late payment | Slab-based, only if unpaid more than 3 days past due |
| GST | 18% on all fees and interest |
Is it worth it for you?
Eligibility & documents
| Criterion | Details |
|---|---|
| Age | 21-65 (add-on 18+) |
| Credit score | 750+ improves approval chances |
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Frequently asked questions
What is the annual fee of the Kotak League Platinum Credit Card?
Joining fee Free and annual fee Free (plus 18% GST). No joining or annual fee (per official fees page title).
Is the Kotak League Platinum Credit Card good for me?
Best for: Entry-level free card. Compare the net value after fees with how and where you actually spend — the calculator on this page helps.
Source: www.kotak.bank.in, 2026-09. Card benefits change frequently — confirm the latest Most Important Terms & Conditions (MITC) on Kotak Mahindra Bank’s website before applying. FinancePortal is not affiliated with the issuer.