Costs, Tax & Regulation
Mutual Fund Fees & Charges
Expense ratio, exit load, stamp duty, STT and transaction charges.
Updated 30 September 2026 · SEBI rules as of 2026
Entry load
Nil (abolished 2009)
Costs, Tax & RegulationOverview
Apart from the expense ratio built into NAV, investors may face exit loads, stamp duty on purchases, STT on equity redemptions and, for regular plans, distributor commission embedded in the expense ratio.
| Particular | Details |
|---|---|
| Entry load | Nil (abolished 2009) |
| Stamp duty | 0.005% on purchases / switches-in |
| STT | 0.001% on equity-oriented fund redemptions |
| Transaction charge | May apply via distributors for large first investments |
| GST | Part of statutory levies charged on actuals |
Charges table
| Charge | When | Rate |
|---|---|---|
| Expense ratio | Daily from NAV | Always |
| Exit load | On early redemption | Scheme-specific |
| Stamp duty | On purchase | 0.005% |
| STT | Equity redemption | 0.001% |
| Demat/broker fees | ETFs | Broker-specific |
Frequently asked questions
Is there an account maintenance fee?
Not for mutual fund folios (ETFs need a demat account which may have AMC charges).
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Information is educational and may change with SEBI / tax rules — verify with the AMC, AMFI or SEBI. FinancePortal is not an investment adviser.