Index, ETF, FoF & Other Funds
Fund of Funds (FoF)
Funds that invest in other mutual funds — domestic or international.
Updated 30 September 2026 · SEBI rules as of 2026
BER cap (index/liquid FoF)
0.90%
Index, ETF, FoF & Other FundsOverview
FoFs invest in units of other mutual funds or ETFs — for example gold/silver ETF FoFs, international FoFs or multi-asset FoFs. You pay the expense of both the FoF and the underlying fund, subject to SEBI’s combined caps.
| Particular | Details |
|---|---|
| BER cap (index/liquid FoF) | 0.90% |
| BER cap (FoF with > 65% equity) | 2.10% |
| Other FoFs | 1.85% |
| Tax | Depends on underlying; many taxed as “other funds” — LTCG 12.5% after 24 months |
Common FoFs
Gold / silver FoF
Invest in gold or silver ETFs without demat.
International FoF
Invest in overseas funds; subject to industry-wide overseas limits.
Asset allocation FoF
Mix of equity, debt and gold funds.
Frequently asked questions
Why do some international funds stop taking money?
Industry-wide overseas investment limits set by RBI/SEBI can be reached.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Information is educational and may change with SEBI / tax rules — verify with the AMC, AMFI or SEBI. FinancePortal is not an investment adviser.